Medical Insurance

The Cornell College Health Care Plan is administered through First Administrators, Inc and offers the Select First and PHCS networks. Prescription drug benefits are included with the medical insurance coverage, administrated through Caremark. A mail order pharmacy is available for long-term maintenance medication.

Eligibility:

First of the month following a benefit-eligible employee's date of hire. When the first day of employment falls on the first day of the month, the employee is eligible to participate in the plan on that date.

Employees may change their health coverage election during open enrollment that is effective with the plan year beginning January 1. In addition, employees may change their health coverage election after experiencing one of the following qualifying events: marriage, divorce, birth, adoption, death or loss of coverage elsewhere (for a complete listing, contact the Human Resources Office).

Cost:                       
                                                 2009

Coverage

Total Premium
Cost

College
Contribution

Employee
Contribution*

Single

$418.00

$343.00

$75.00

Employee + 1

$788.07

$478.51

$309.56

Family

$1251.65

$813.65

$438.00


*Employee contribution is deducted on a pre-tax basis from the employee's regularly scheduled paychecks.

Health Care Coverage Information:

Health Insurance Summary Sheet

Health Care Summary Plan Description

First Administrators website

This website provides additional information on the Cornell College Health Care Plan administered through First Administrators, Inc (FAI). You can locate a doctor or hospital, and view your personal claims information.

Case Management Information sheet

Caremark Preferred Brand and Generic Medicines Sheet

Caremark Mail Service Order Guide

Wal-mart/Sam's Club $4 Prescription Drug Program

Have a Health Insurance Question?

Forms:

Enrollment Application & Change Form

Caremark Mail Service Order Form

Out of Network Claim Form

This summary is not intended to be a complete description of your benefits. Please consult your summary plan description and/or insurance certificate for additional details including plan limitations and exclusions. The master plan documents will prevail.

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